• FEATURED REPORT: Unequal Opportunity in Illinois: A Look at Who Graduates College and Why It Matters

    FEATURED REPORT: Unequal Opportunity in Illinois: A Look at Who Graduates College and Why It Matters

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AIM HIGH Shouldn’t be Need-Blind

The AIM HIGH grant pilot program, Illinois' new merit-based financial aid program, intends to slow the exodus of Illinois' high school graduates leaving to attend college in other states. The University of Alabama and the University of Nebraska, for example, like other universities in neighboring states, are offering Illinois students attractive merit-based financial aid packages that make leaving home for college an enticing option.

Due to Illinois' continued disinvestment in higher education, the two-year budget impasse, and declining enrollment in many of the state's four-year institutions, our state universities have had to rely more heavily on tuition increases to cover costs. Combined with the decreasing purchasing power of the need-based grant Monetary Award Program (MAP), Illinois colleges and universities have not been able to match the financial aid packages offered by out-of-state schools.

To incentivize Illinois' students to attend college in-state, the Higher Education Working Group, Illinois' first bipartisan, bicameral legislative working group focused on higher education, introduced Senate Bill 2927. The bill, signed by Governor Rauner in August 2018, created the AIM HIGH grant pilot program, a $25 million merit-based matching grant available to Illinois public four-year institutions. Each state university will be eligible to receive a pool of state funds in an amount determined by the Illinois Student Assistance Commission (ISAC) based on how many Illinois' residents the university enrolled in the previous academic year.

The legislature provided some guidelines for grant eligibility. At a minimum, to be eligible for an AIM HIGH award, students must be an Illinois resident, file a FAFSA, have a household income of no greater than six times the national poverty guideline—approximately $150,000 for a family of four, meet a minimum GPA or admissions test score as determined by the university campus, and enroll full-time. Each university campus can add additional "reasonable" eligibility criteria.

While this infusion of new money into our higher education system is commendable, as pointed out by Eric Jensen, President of Illinois Wesleyan University, in his recent op-ed in the Chicago Tribune, "The problem with allocating more merit-based aid when fighting an enrollment crisis is that merit-based scholarships favor students who can afford college anyway." Since MAP has not kept pace with tuition increases, over 50% of MAP-eligible students who otherwise might enroll in college do not receive a MAP award and those who do, often still have a significant gap between what aid covers and their true college costs. As a result, many MAP-eligible students may not be getting the financial support they need to attend college.

Fortunately, AIM HIGH gives universities one tool with which to address out-migration while being mindful of the affordability crisis Illinois' low-income students and families are facing throughout the state. Since the grant program gives institutions the discretion to determine how AIM HIGH funds will be allocated among all eligible students on their campus, universities have the opportunity to prioritize access for the neediest students first. In addition to delegating scholarship funds amongst a racially diverse range of students, institutions should allocate the largest awards to students with the lowest Estimated Family Contribution (EFC). By filling in where MAP awards are falling short, or are absent altogether, the AIM HIGH grant program can be leveraged to increase enrollment and persistence for our state's low-income students, whose alternative may be debt, or in the worst cases, nowhere at all.

Emily Goldman
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Returning Students to Receive Priority Access to MAP Grants

Yesterday the Governor signed HB5020, giving eligible low-income college students who receive need-based state financial aid priority access to an award in the following year. Under this new bill, beginning with the 2020-21 academic school year, Monetary Award Program (MAP) applicants who received a MAP award the prior year and who complete their Free Application for Federal Student Aid (FAFSA) by a pre-determined priority date, are guaranteed to receive a renewed grant. The bill has gained attention from the higher education community and college students alike, many calling it the "four-year MAP bill."

While HB5020 is an important step forward, true financial security will require a commitment by the state to fully fund need-based state aid to ensure that all eligible students, new and returning, can access and persist at any public college or university in the state. HB5020 will make it easier for returning students to secure MAP awards, but for the reasons that follow, a renewed grant is not guaranteed.

Here's what you need to know about HB5020:

  • Renewing applicants must complete their FAFSA by the priority deadline. The bill requires the Illinois Student Assistance Commission (ISAC) to annually publish a deadline by which renewing applicants must complete their FAFSA to receive priority funding. While missing the priority deadline does not mean the applicant is ineligible for a renewed grant, renewal will depend on the availability of MAP funds at the time of FAFSA application.
  • Applicants must continue to meet eligibility requirements. To qualify for a renewed MAP grant, applicants must continue to meet eligibility requirements including demonstrated financial need as determined by each applicant's Estimated Family Contribution (EFC) and not being in default on any student loan.
  • First-time applicants might not receive an award.Until the state fully funds MAP to cover all eligible students, there is no guarantee an eligible student will receive a MAP award in year one, or any year thereafter. It's important for applicants to file a FAFSA early since MAP is awarded on a first-come, first-served basis.

HB5020 gives students and their families a sense of financial security and helps Illinois provide more competitive financial aid packages to keep students in the state and on-track to degree completion. However, it is important to understand the bill's provisions. More advocacy will be needed to ensure all eligible students receive a MAP award to cover the cost of college.

If you or your student will be attending college in academic year 2020-21, put October 1, 2019 in your calendar. This is the approximate date ISAC will be publishing the priority deadline for FAFSA submission for renewing applicants. And for first-time applicants, remember to apply early! If you have additional questions, please reference ISAC's HB5020 student Q&A here.

Emily Goldman
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